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Business Savings and Money Markets

Rhinebeck Bank helps you grow your business with a variety of short-term and long-term savings accounts – all with competitive rates.

Statement Savingscheck current ratesrates

This traditional savings account offers convenient periodic statements.

  • Earned interest is based on tiered level account balances
  • No monthly account fees
  • $25 minimum deposit required to open
  • 24-hour access of ATM, online banking and EasyLink
  • No minimum balance requirement


Tenant / Landlord - Lease Security Accountcheck current ratesrates

A special savings account specifically for real estate owners to manage their tenants' security deposits.

Check out these great benefits:

  • No minimum balance requirement
  • No monthly account fee
  • Interest bearing savings account
  • Interest splitting available for landlord with more than 100 tenant accounts


Priority Business Money Marketcheck current ratesrates

Competitive Rates.  Accessible Cash.

Our Priority Business Money Market is a preferred way to save. This account is a great alternative for your short-term savings.

  • Access your money while earning a competitive rate of interest
  • $10,000 minimum average monthly account balance is required to waive a monthly account fee


Certificate of Deposit Account Registry Service

What is CDARS?

CDARS is great for bank customers who need to maintain deposits of $250,000 to $50,000,000.  Your CDARS deposits have full FDIC insurance, giving you peace of mind.

Here’s how it works:

Your Rhinebeck Bank Relationship Banker will work with you to invest your large deposits. Your funds will be broken out into increments under the standard FDIC Insurance maximum and placed into Certificates of Deposit issued by Rhinebeck Bank and other banks in the CDARS network. 

Now, you only need to work with one bank, Rhinebeck Bank.

One Rate. 

Earn one great rate on your entire investment. Whether you choose to lock in your rate for three months or any other term up to five years, our competitive CD rates give you higher earning potential.

One Statement. 

Receive one easy-to-read monthly statement listing all your CDs, along with their issuing banks, maturity dates and interest earned.

One Great Relationship. 

Through your relationship with Rhinebeck Bank, you earn income, access expanded FDIC insurance and benefit from the security and peace of mind that comes from growing your relationship with the one bank you have come to know and trust...since 1860.

Call 845-454-8555, option 3 to be directed to a CDARS specialist.

CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC. *Funds may be submitted for placement only after a depositor enters into the CDARS Deposit Placement Agreement with Rhinebeck Bank. The agreement contains important information and conditions regarding the placement of funds. Please read the agreement carefully before signing it.


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