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15-year fixed rate and
no points to pay – starting at...

3.532% APR

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 *The $500 credit towards closing costs only applies to residential mortgage loans used for the purpose of purchasing a home and where the completed application is received by Rhinebeck Bank by March 31, 2014.  The loan must be closed within 60 days of application to qualify.  The $500 credit is applied towards total closing costs at the closing of your mortgage loan. This offer may be withdrawn at any time without notice. May not be combined with any other offer.  On average a Rhinebeck Bank mortgage closes in 44 days from time of completed mortgage application.