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I’m always out and about in public and often get recognized as “the face” of Rhinebeck Bank’s weekly talk show, “Wake Up with Rhinebeck Bank.” The show features community leaders, business owners, and non-profit organizations, while sharing information that educates the public about our local area and banking.
How to Make the Most of Summer Travel
It’s hard to believe another school year is at an end! Spring has officially blossomed into summer! Who wants to worry about finances and banking when you can be lying on the beach or hanging out at the lake house? We’ve got some great tips to help make your summer vacation a breeze…
Will the Real Jane Doe Please Stand Up?
We’ve all heard of identity theft. But what is the meaning behind the term? Are there any warning signs that it’s happened? What needs to be done if it does happen?
As a community bank with deep roots in the Mid-Hudson Valley, we understand the importance of investing in the future of local communities, especially in areas where rehabilitation or redevelopment is greatly needed.
Most of us have heard the phrase “You never get a second chance to make a first impression.” This is especially true during a job search.
Step 1: Enroll in Online Banking through www.rhinebeckbank.com (You must be enrolled in Online Banking prior to using the mobile app)
For new professionals beginning a career in their early 20’s retirement can seem light years away. I certainly felt this way in my early 20’s, and to some extent still feel in my mid 30’s. The reality is retirement is not that far away. The longer millennials wait to start saving, the more difficult achieving retirement goals will be. For a long time the combination of Social Security and in most cases a pension ensured a semi comfortable retirement. Adding a 401k and/or IRA to the mix was just icing on the cake. For most job families pensions are a thing of the past, and social security is a big question mark. This leaves personal retirement savings as the most reliable way for millennials to achieve their retirement goals. So why is it so important to start early?
It happens all the time. A business is positioned for success, but doesn’t necessarily have the capital on hand to fund their dreams of growth, whether that’s purchasing a new piece of equipment, a new vehicle or any other “piece of the puzzle” to help their business grow and succeed. They need a financial partner that can provide the lending support they need to take that next step.
There is an old saying from Roman statesman, Lucius Annaeus Seneca, that “luck is a matter of preparation meeting opportunity.”
Are you prepared for the moment when your perfect house becomes available? The best way to be prepared is to be fully pre-approved for mortgage financing. I am not talking about a “pre qualification” where you have a 10 minute phone call with someone who asks how much you make, how much you have in the bank, and how you think your credit is, and then punches some numbers in a calculator and spits out a monthly payment you might be able to afford. Nor is it typing some numbers into your iPad screen and taking a shot at the moon to have a website tell you how much you can afford.
USA Patriot Act
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