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Deposit rates effective November 3, 2017.

Subject to change without notice.

Product APY* Interest Rate Minimum Required to Earn Yield
3-Month CD** 0.10% 0.10% $2,000.00-$9,999.99
  0.10% 0.10% $10,000 or more
6-Month CD** 0.40% 0.40% $2,000.00-$9,999.99
  0.65% 0.65% $10,000 or more
1-Year CD** 0.60% 0.60% $2,000.00-$9,999.99
  0.85% 0.85% $10,000 or more
18-Month CD** 1.21% 1.20% $2,000.00-$9,999.99
  1.46% 1.45% $10,000 or more

2-Year CD**

1.41% 1.40% $2,000.00-$9,999.99
  1.66% 1.65% $10,000 or more

3-Year CD**

1.51% 1.50% $2,000.00-$9,999.99
  1.76% 1.75% $10,000 or more
4-Year CD** 1.66% 1.65% $2,000.00-$9,999.99

 

1.92% 1.90% $10,000 or more
49-Month CD** 2.17% 2.15% $2,000.00-$9,999.99
  2.43% 2.40% $10,000 or more
5-Year CD** 1.81% 1.80% $2,000.00-$9,999.99
  2.07% 2.05% $10,000 or more

 

$2,000 minimum deposit to open a CD account.

Receive a Premium Rate on Certificates of Deposit with a Rhinebeck Bank Priority Select or Priority Elite Checking account.
(Please note, Premium Rate is not available on 49-Month CD accounts).

*APY (Annual Percentage Yield) Fees may reduce earnings. To obtain APY, all interest and principal must be left on deposit for full term.

**CD (Certificate of Deposit) penalty for early withdrawal.

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