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Deposit rates effective January 23, 2019.

Subject to change without notice.

Product APY* Interest Rate Minimum Required to Earn Yield
3-Month CD** 0.25% 0.25% $2,000.00-$9,999.99
  0.25% 0.25% $10,000 or more
6-Month CD** 1.00% 1.00% $2,000.00-$9,999.99
  1.00% 1.00% $10,000 or more
1-Year CD** 1.61% 1.60% $2,000.00-$9,999.99
  1.61% 1.60% $10,000 or more
13-Month CD** 2.64% 2.61% $2,000.00-$9,999.99
  2.64% 2.61% $10,000 or more
14-Month CD** 2.95% 2.91% $2,000.00-$9,999.99
  2.95% 2.91% $10,000 or more
18-Month CD** 2.80% 2.76% $2,000.00-$9,999.99
  2.80% 2.76% $10,000 or more

2-Year CD**

1.97% 1.95% $2,000.00-$9,999.99
  1.97% 1.95% $10,000 or more

3-Year CD**

1.71% 1.70% $2,000.00-$9,999.99
  1.97% 1.95% $10,000 or more
4-Year CD** 1.76% 1.75% $2,000.00-$9,999.99

 

2.02% 2.00% $10,000 or more
5-Year CD** 2.02% 2.00% $2,000.00-$9,999.99
  2.27% 2.25% $10,000 or more

 

$2,000 minimum deposit to open a CD account.

Receive a Premium Rate on Certificates of Deposit with a Rhinebeck Bank Priority Elite Checking account. Certain terms may apply. 13-month, 14-month, and 18-month CD promotions are not eligible for Premium Rate. 

The 13-month CD is a promotional product and can be discontinued at any time. The 14-month CD is a promotional product and can be discontinued at any time.The 18-month CD is a promotional product and can be discontinued at any time.

*APY (Annual Percentage Yield) Fees may reduce earnings. To obtain APY, all interest and principal must be left on deposit for full term.

**CD (Certificate of Deposit) penalty for early withdrawal.

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