Skip to main contentor please stop by one of our convenient locations.

Checking

Priority Relationship Checking

These programs were specifically created to build long-lasting relationships and reward our customers for banking with us. These relationship-based checking accounts offer many value added benefits.

Account Comparisoncheck our current ratesrates

PERSONAL CHECKING
Monthly Account Fee3 waived when account
requirements are met as outlined below:

Basic Banking Priority Classic Priority Direct7
Priority Select Priority Elite
Priority Checking Account Balance1

-OR-
$1,000.00 $1,000.00 N/A $2,500.00 $10,000.00
Total Balance of All Deposit Accounts2

-OR-
N/A $2,500.00 N/A $2,500.00 $20,000.00
Total Balance of All Deposit Accounts and Outstanding Loan Balances2

-OR-
N/A $15,000.00 N/A $15,000.00 $100,000.00
Direct Deposit N/A N/A Required   N/A

Additional Account Information
 
Monthly Account Fee3 $3.004 $9.00 $9.00 $11.00 $21.00
Minimum to Open $25.00 $100.00 $25.00 $100.00 $1,000.00
Transaction Limits per Month

8 Debits5

Unlimited Credits

50 Debits5

Unlimited Credits
Unlimited Debits

Unlimited Credits
100 Debits5

Unlimited Credits
200 Debits5

Unlimited Credits
Features and Benefits

FREE 
MasterCard® Debit Card

FREE 
Online Banking

FREE Check Imaging

Bill Pay Service - $3.00/month

FREE 
MasterCard® Debit Card

FREE 
Online Banking

FREE Check Imaging

Bill Pay Service - $3.00/month

FREE 
MasterCard® Debit Card

FREE 
Online Banking

FREE Check Imaging

FREE
Bill Pay Service

All benefits of Priority Direct
PLUS:

Tiered levels of interest paid on account balance6

FREE 1st order of Standard Checks

All Benefits of Priority Select
PLUS:

No RB Fees for Foreign ATM transactions

Ask about other FREE Products and Services

 

This guide is for informational purposes only and is not intended to be a complete disclosure of the terms, conditions or potential fees associated with these accounts.  Please speak with a branch representative to obtain required disclosures.

1) Minimum average monthly balance required to avoid monthly account fee
2) Deposit accounts: checking, savings, money markets, CDs, IRAs. All Loan Accounts. Eligible accounts are those in which you are a depositor or borrower, or you have at least 10% ownership in the entity that is the depositor or borrower
3) Monthly Account fee applies when minimum average monthly balance and/or direct deposit requirements are not met
4) Monthly account fee waived for customers age 62 and older
5) $0.25 charged for each additional transaction
6) Refer to current rates
7) If a direct deposit is not received during the statement cycle, the account will assume the terms of the Priority Classic account for that statement cycle

 

 Basic Banking

 A full service checking account specifically designed for customers who pay only a few bills each month. 

  • Minimum to Open: $25.00
  • Monthly Account Fee: $3.00
  • Fee waived when the following requirements are met:
         Minimum average monthly account balance of $1,000 or more in Basic Banking account
  • Free MasterCard® Debit Card
  • Free Online Banking
  • Free Check Imaging
  • Bill Pay Service- $3.00/month 

 

 Priority Classic

 A full service checking account that rewards you for your other deposit relationships with Rhinebeck Bank. 

  • Minimum to Open: $100.00
  • Monthly Account Fee: $9.00
    Fee waived when the following requirements are met:
         Minimum average monthly account balance of $1,000.00 or more in Priority Classic account
              OR
         Total minimum average monthly balance of all deposit accounts of $2,500.00 or more
              OR
         Total minimum average monthly balance of all deposit accounts and outstanding loan balances of $15,000.00 or more
  • Free MasterCard®  Debit Card
  • Free Online Banking
  • Free Check Imaging
  • Bill Pay Service- $3.00/month

 

 Priority Direct

A full service checking account with no monthly fee, regardless of your balance when you have direct deposit.

  • Minimum to Open: $25.00
  • Monthly Account Fee: $9.00
    Fee waived when a direct deposit is received in Priority Direct account each statement cycle
  • Free MasterCard® Debit Card
  • Free Online Banking
  • Free Check Imaging
  • Free Bill Pay Service 

* If a direct deposit is not received during the statement cycle, the account will assume the terms of the Priority Classic account for that statement cycle

 

Priority Selectcheck our current ratesrates

A full service interest bearing checking account that increases your interest rate as you increase the balance in your Priority Select account.

  • Minimum to open: $100.00
  • Monthly Account Fee: $11.00
    Fee waived when the following requirements are met:
         Minimum average monthly account balance of $2,500.00 or more in Priority Select account
              OR 
         Total minimum average monthly balance of all deposit accounts of $2,500.00 or more
              OR
         Total minimum average monthly balance of all deposit accounts and outstanding loan balances of $15,000.00 or more
  • Free MasterCard®  Debit Card
  • Free Online Banking
  • Free Check Imaging
  • Free Bill Pay Service
  • Tiered levels of interest paid based on daily account balance*
  • Free 1st order of standard checks

*Refer to current rates  

 

Priority Elitecheck our current ratesrates

A full service checking account with all the benefits of Priority Select plus Rhinebeck Bank ATM fees are waived for foreign ATM transactions.   

  • Minimum to Open: $1,000.00
  • Monthly Account Fee: $21.00
    Fee waived when the following requirements are met:
         Minimum average monthly account balance of $10,000.00 or more in Priority Elite account
              OR
         Total minimum average monthly balance of all deposit accounts of $20,000.00 or more
              OR
         Total minimum average monthly balance of all deposit accounts and outstanding loan balances of $100,000.00 or more
  • Free MasterCard®  Debit Card
  • Free Online Banking
  • Free Check Imaging
  • Free Bill Pay Service
  • Tiered levels of interest paid based on daily account balance*
  • Free 1st order of standard checks
  • No Rhinebeck Bank fees for foreign ATM transactions

*Refer to current rates

 

Member FDIC. Equal Opportunity Employer. Equal Housing Lender.  
Follow us on:
FacebookInstagramLinked In
Contact Us    Site Map    Privacy Policy    USA Patriot Act    Careers