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MasterCard® Debit Card


The Rhinebeck Bank MasterCard® Debit Card - with EMV Technology - gives you the convenience and protection you deserve with benefits that can help you get more out of life. Since it’s a debit card, you’ll have safe and easy access to your money; so it’s like having cash, but better.

  • Access your funds anytime, anywhere
  • Make purchases anywhere MasterCard® Debit Card is accepted around the globe at more than 39.6 million locations - in stores, online and over the phone

MasterCard® Debit Card FAQs

Apple Pay®

Compatible with the devices you use every day1, Apple Pay® is simple and easy. Conveniently pay with your Rhinebeck Bank MasterCard® Debit Card without putting your phone down, or picking up your wallet. Best of all, Apple does not share your card details with merchants2 when you use Apple Pay®.


Better financial control than cash

Purchase amounts are deducted directly from your checking account so you know exactly what you have available to spend.

Ability to track spending easily

Use your monthly checking account statement or Rhinebeck Bank’s Online Banking Service to view your account statement for easy and fast record keeping.


MasterCard® ID Theft Protection™

MasterCard® is the only payment brand that provides its U.S. cardholders with services - at no extra cost - to help you detect and resolve identity theft. 

  • Expert Resolution Services. Expert assistance is available to help you 24/7 if you think your identity has been stolen. Call 1-800-MasterCard and you will be assigned a personal certified specialist who will guide you through the process every step of the way.
  • ID Theft Alerts™. This service tracks thousands of websites to identify if your personal information is being bought or sold online. Register Now.mastercard
  • Emergency Wallet Replacement. Experts assist you in quickly canceling and re-ordering the contents of your physical wallet such as your driver's license, among other items. Call 1-800-MasterCard if you have lost your wallet and would like assistance.

MasterCard® Global Service™

Receive around-the-clock customer service assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as assistance with locating ATMs and help with card-related questions.

Zero Liability Protection*

You pay only for the purchases you have authorized on your MasterCard®, and you won't be held liable in the event of an unauthorized purchase. This coverage extends to purchases made in stores, over the phone or online. Learn More.


Extended Warranty

Doubles the time period and duplicates the coverage of the original manufacturer’s or U.S. store brand warranty for a maximum of one year, when you purchase a new item with your eligible MasterCard®.

Price Protection

If you find a lower price within 60 days of purchase, you may be eligible for a refund of the difference, up to $250, under Price Protection on products purchased with your eligible MasterCard®.

Satisfaction Guarantee

With this benefit, you may be eligible to receive up to $250 per product, if you become dissatisfied with the product within 60 days of purchase, with your eligible MasterCard®, and the merchant will not accept a return.


MasterCard® Airport Concierge™

Arrange for a personal, dedicated meet-and-greet agent to escort you through the airport on departure, arrival or any connecting flights, 24/7/365, at over 450 destinations worldwide. Learn More.

MasterCard® Travel Services

Discover a convenient way to book hotels, flights and car rentals online with MasterCard® Travel Services. Sit back, relax and start planning your journey. Learn More.




1. Available on select Apple® devices. See Apple Site for details on set up, usage, and a complete list of eligible devices.
2. MasterCard® will process transactions similar to how they process your physical card transactions today, except most merchants won't have access to your actual account number; they will receive the unique virtual card number associated with your debit card. MasterCard must provide your actual account number to certain transit merchants (e.g., subway systems) in order to process real-time decisions.

About fees: Your usual wireless carrier fees may apply. Your standard fees associated with the use of your physical debit card also apply to your virtual card. For information about any fees associated with your debit card, please see the current fee schedule.

Apple, the Apple logo, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are a trademarks of Apple Inc.

*These are summary descriptions only. Additional terms, conditions and exclusions apply. For complete coverage terms and conditions call 1-800-MASTERCARD(1-800-627-8322), or visit, for assistance. Applicable to U.S. Cardholders only. Valid for Rhinebeck Bank MasterCard® Debit Card.

MasterCard and the MasterCard Brand Mark are registered trademarks and MasterCard ID Theft Protection, MasterCard ID Theft Alerts, MasterCard Global Services, and MasterCard Airport Concierge are trademarks of MasterCard International Incorporated.

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