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For new professionals beginning a career in their early 20’s retirement can seem light years away. I certainly felt this way in my early 20’s, and to some extent still feel in my mid 30’s. The reality is retirement is not that far away. The longer millennials wait to start saving, the more difficult achieving retirement goals will be. For a long time the combination of Social Security and in most cases a pension ensured a semi comfortable retirement. Adding a 401k and/or IRA to the mix was just icing on the cake. For most job families pensions are a thing of the past, and social security is a big question mark. This leaves personal retirement savings as the most reliable way for millennials to achieve their retirement goals. So why is it so important to start early?
It happens all the time. A business is positioned for success, but doesn’t necessarily have the capital on hand to fund their dreams of growth, whether that’s purchasing a new piece of equipment, a new vehicle or any other “piece of the puzzle” to help their business grow and succeed. They need a financial partner that can provide the lending support they need to take that next step.
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