Skip to main content
About Us |
Contact Us |
Our Residential Lending team has the product knowledge and understanding of the Hudson Valley real estate marketplace to help you make the right choices in today's mortgage environment. Work with us to find the mortgage that's a perfect fit for you!
Why is Rhinebeck Bank the best fit for your mortgage needs?
Take advantage of our low interest rates and variety of mortgage programs that are available to you!
Typically, we require the following items from home mortgage applicants when they submit their application:
Our customers like us. They really like us!
"We were not first-time home buyers, but we were first-time home buyers in New York, in the Hudson Valley, in the middle of a housing frenzy. After some researching and a few close calls, we found Bridget Smith Bruhn, a mortgage originator at Rhinebeck Bank. Our mortgage lender at Rhinebeck Bank. Bridget is accessible, responsive, smart, and caring. She guided us through the quixotic process of buying a house in New York (very different than Vermont). Bridget was instrumental in getting the right information to the right people, helping us with all the details involved in a closing. She has been doing this work in this area long enough that she knows all the key people involved and explained to us what to expect, when, and by whom. Oh, and she did what she said she would do. Bridget excels at her profession, and she also cares about the people she’s working with; I can’t imagine what the process would have been like (nor do I care to) without Bridget."
Lisa W. | Hudson Valley
on her experience working with Bridget Smith Bruhn, Mortgage Loan Originator
Meet Our Residential Lending Team!
Check out these great educational modules!
Click here for great tips on buying your dream home!
1) These are promotional rates and may be discontinued at any time at the discretion of Rhinebeck Bank.
2) APR = Annual Percentage Rate. All loans subject to credit approval. Other conditions may apply. Subject to maximum conventional loan limits by county.
In the above 30-Year Conventional Fixed loan scenario, there are no points paid and the monthly payment per $1,000 borrowed is $6.24. Actual payment may be greater as payment disclosed does not include any amounts for taxes, hazard insurance premiums, HOA fees, mortgage insurance or flood insurance premiums, as applicable. The above mortgage rate table assumes the following loan application scenario: Property located in Dutchess, Orange or Ulster Counties, Primary Residence, $400,000.00 purchase price, 20% down payment, 650 credit score, $320,000.00 loan amount. The actual interest rate and fees available to you will be based on your credit history and property and may vary.
*Private mortgage insurance (PMI) required when LTV is over 80%.