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Business Checking

There’s business checking and then there’s Rhinebeck Bank Business Checking.  We know you have a choice of where to do your business banking.  That’s why we work hard to earn your business every day.  It starts with the bench strength of our business checking products.  Different businesses have different checking account needs.  That means you won’t find any cookie cutter banking here.  Our business banking team is prepared to ensure you have the right products and services to fit your needs.

Rhinebeck Bank.  Business Checking built for you.

business checking account

Small Business Checking

Whether you are a start-up business, a sole-proprietorship or a small business with basic banking needs, our Small Business Checking is for you.  

We offer one of the most competitive small business checking accounts around. 

  • Minimum to open: $100.00
  • Monthly account fee: $10.00
    Fee is waived when you maintain a $1,500.00 average monthly account balance as of the end of the statement cycle

With our online banking access, you have a super convenient way to make wire transfers, ACH transactions, stop payments and be able to export your bookkeeping information to other software databases.

Heard enough?  Click here to find the nearest Rhinebeck Bank branch location or call to talk to a Banker.


Community Checking check current ratesrates

Checking Designed Exclusively for Non-Profit Organizations

Running a non-profit organization is challenging enough.  You don’t need your everyday banking needs tying up more of your time.  That’s why we designed a checking account for non-profit organizations just like yours.  

We’ve been serving our community non-profits for generations.  Let Rhinebeck Bank show you how your non-profit can benefit from our Community Checking program.

Check out these great features:

  • Minimum to open: $100.00
  • Monthly account fee: $10.00
    Fee is waived when you maintain a $1,000.00 average monthly account balance as of the end of the statement cycle
  • Tiered levels of interest paid based on your daily account balance
  • Unlimited check writing
  • Unlimited deposits and withdrawals
  • 2 free MasterCard® Business Debit Cards
  • Free Online Business Banking
  • Free electronic statements (eStatements)


Interest on Lawyer Account – IOLAcheck current ratesrates

An account established for attorneys, where the interest generated is forwarded by Rhinebeck Bank to the New York State IOLA Fund.

  • Minimum to open: $100.00
  • Interest bearing account
  • Unlimited deposits
  • Unlimited check writing
  • Free Online Business Banking
  • No monthly account fee


Priority Plus Credit for Business

Working Capital.  When You Need It Most.

Priority Plus Credit has been designed to give you peace of mind. This line of credit is linked to your business checking account offering you overdraft protection.* With Priority Plus Credit, you have access to working capital when you need it.  Visit your local branch to apply.

* Subject to credit approval. Certain terms and restrictions may apply


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