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I have spent nearly 15 years consulting borrowers on mortgage financing. In that time, I have seen a great number of scenarios and questions come up after people have received their pre-approvals. Some issues have derailed their plans for a new home while some small mishaps have been easy to navigate around. All of them, however, have caused additional documentation and worst of all, additional time in the process! Let’s look at a few do’s and don’ts to keep in mind AFTER you receive your pre-approval.
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CONVENIENCE: what does that mean to you? In today’s fast paced world convenience is an important factor for many people as they go about their daily routine.
For some, convenience is not the first consideration. Some people may go to a particular gas station for the price or the brand of gas. Some go to a certain grocery store because they like the variety in the store or the meat or produce they can get there.
What are they, and what are the benefits?
Automated Teller Machines (ATMs) are a staple of modern society. First put into use in 1967 by Barclays Bank in north London, there are about three million ATMs worldwide today. Billions of people throughout the world use these devices to conduct the most basic banking functions. Not only do they provide convenient access to cash withdrawals, they allow customers to check their balances, transfer funds between accounts, and most importantly make deposits.
As we all know the 4th of July is a national holiday celebrated with family, friends, food and fireworks. Here are some fun local things you can do this year right in our local area:
Do you often use cash or checks? Do you avoid merchants who don’t accept card payments or mobile payments?
It is thought that the United States first began “writing checks” in 1681, and later officially printing checks in 1762.*
Why Wake Up with Rhinebeck Bank? Because Wake Up with Rhinebeck Bank brings you information about our local businesses, communities and local non-profits! We share stories from the very people you see each day! Rhinebeck Bank delivers you important local information that you may not otherwise hear about, in an entertaining way.
After marketing the event through numerous platforms, we had a high turnout of attendees. Candidates were able to meet hiring managers on the spot, and go over their resumes and experience. Many new connections were made. Overall, the event was a great success.
We will host another Career Fair in the Fall and look forward to meeting even more interested and qualified candidates. If you plan on attending our next Career Fair, or any Career Fair for that matter, here are some tips:
To all the graduates out there – CONGRATULATIONS! Remember how you spent the last four years putting in the hours necessary to succeed? Unfortunately your years of hard work aren’t over.
Have you ever received a message, phone call or notice in the mail regarding excessive transactions and Regulation D (“Reg. D”) from your bank? It’s a pretty common occurrence in a world of electronic access to accounts via online banking, mobile banking, debit cards and ACH transactions. So, what exactly is Reg. D and what are excessive transactions?
Rhinebeck Bank is a Community Bank; we are a bank that is centered in this community and focused on this community’s growth. We pride ourselves on having the products and services you need for your journey. Our goal is for you to save, your business to grow, and for our communities to thrive. We achieve these goals by being: Local, Involved, and Responsive.
Rhinebeck Banks believes in the local community. We live local and we know the people here. We have an understanding of the area, the businesses that flourish in our community, and most importantly we know YOU.