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We are pleased to present below all posts tagged with 'money management'. If you still can't find what you are looking for, try using the search box.
As you prepare to start college this fall, to say you’ve got a lot on your plate would be a massive understatement. Course registration, housing, meal plans and much, much more. While these are all important issues, we’d be remiss if we didn’t ask one critical question: How are your money management skills?
We all hear the clichés about how to spend and not spend our money. However, how do we know that the financial tips that have been ingrained in us from the get-go are actually valid claims? In this post, we will discuss whether or not it is time to leave these myths behind.
Money doesn’t buy happiness, but talking about your money can make you happier. We all know money can be an emotional, complex, and a very disruptive conversation amongst couples, but the truth is that it impacts nearly every aspect of our lives in some capacity, especially our relationships. When discussing financial goals and priorities as a couple, it is important to be mindful and prepared. This ultimately is a business partnership without a signature on the dotted line.
Oh, the holidays … some of the happiest times of the year. They’re filled with family, friends, food and festivities. While these are the very things that make the holidays so great, they can leave a dent in your wallet that might just make you a scrooge for the holiday season. Here are some tips to help you cope with holiday spending this year:
Are you interested in buying a home in the coming months? Check out our latest blog post for some great Fall homebuying tips!
Step 1: Enroll in Online Banking through www.rhinebeckbank.com (You must be enrolled in Online Banking prior to using the mobile app)
Establishing and building credit are very important parts of one’s financial well-being. A solid credit history, among other things, is an important factor that is usually considered when a consumer is applying to borrow money. Credit scores and your credit history can impact your ability to borrow money in a number of ways, including when buying a car, opening a line of credit, buying a home, and so on. What exactly impacts your credit? According to credit bureau Experian, there are 5 key factors to consider:
About a week ago, I had the opportunity to help our Human Resource Department at a local college career fair for students. With the original expectation that conversations would be geared around salary ranges, scheduling, or benefits, I was quite surprised to find out that they were actually more often centered around students being “just curious” because they were not sure what they wanted to do upon graduation, or asking me “Well, why do you like to work at Rhinebeck Bank?” It was at that point I recalled talking to Rhinebeck Bank at the start of my own career, also being introduced at a college fair and thinking the very same thing - younger adults do not know exactly what they want.
When it comes to how people prefer to use, or not use, the latest banking technology, there are well-worn stereotypes out there based on your age and what generation label comes with that age. For example, seniors (i.e.: the “Greatest Generation” - born in the early 20th Century) avoid technology and prefers going to their local bank branch to conduct transactions or for advice. Baby Boomers are willing to try technology, but still prefer to use branches when possible. Generation X is rather tech-savvy – they enjoy the convenience of online banking, for example. Millennials and “Gen Z”, who were born into a world of instant access and on-the-go information (courtesy of smartphones), prefer banks that have a robust mobile app over having to conduct business via a bank branch.
The internet can be a great asset, but can also leave you vulnerable to identify theft, fraud, and other scams. It is important to always be aware of the ways to be safe and secure online, and we have five quick, easy tips that are essential to follow and can make all the difference!